If you have bad credit, getting a phone contract may seem like an impossible task. After all, most mobile phone providers require a credit check before they approve a contract. However, there are still options available to you if you have bad credit. In this article, we’ll explore what phone contract you can get with bad credit.

1. Sim-only contracts

A sim-only contract is one of the most popular options for people with bad credit. This type of contract provides you with a sim card and a monthly data, text, and call allowance. You will need to provide your own phone, but this can be a cost-effective solution, especially if you already have a smartphone.

Sim-only contracts are available from most mobile phone providers, and there are many different plans to choose from. Some providers also offer short-term sim-only contracts, which can be ideal if you want to test out a particular provider before committing to a longer term contract.

2. Pay-as-you-go plans

Another option for people with bad credit is a pay-as-you-go plan. This type of plan doesn’t require a credit check because you’re not signing a contract. Instead, you simply pay for the minutes, texts, and data that you use.

Pay-as-you-go plans can be a good choice if you don’t use your phone very often, or if you’re on a tight budget. However, they can be more expensive in the long run, especially if you’re a heavy user.

3. Guarantor contracts

If you have a friend or family member with good credit, they may be able to help you get a phone contract. Some providers offer guarantor contracts, where the guarantor agrees to cover the cost of the contract if you’re unable to make the payments.

Guarantor contracts can be a good option if you have bad credit and are struggling to get approved for a phone contract. However, it’s important to remember that your guarantor will be responsible for the payments if you’re unable to make them.

4. Bad credit contracts

Finally, there are providers that specialize in bad credit phone contracts. These providers are more likely to approve your application if you have bad credit, but the contracts can come with higher fees and interest rates.

Bad credit contracts can be a good option if you’re unable to get approved for a contract with a mainstream provider. However, it’s important to compare the fees and interest rates before signing up, as you could end up paying more than you would with a standard contract.

In conclusion, there are several options available if you have bad credit and need a phone contract. Sim-only contracts, pay-as-you-go plans, guarantor contracts, and bad credit contracts are all worth considering. Just remember to compare the options and read the terms and conditions carefully before signing up.